Having iPhone definitely has its perks. It makes our life so easy going. Previously we have talked about many different iPhones uses apart from just calling or texting. Today we are going to learn about Apple Pay. Apple Pay is like a virtual wallet. And once you start getting the hang of using Apple Pay, then there is no going back. Let us guide you through all the things like what is Apple Pay, how to join it or what things you should know about Apple Pay.
Let’s get into it then, shall we!!
WHAT IS APPLE PAY?
Apple Pay was introduced back in 2014. It is a preinstalled app known as Apple Wallet. It basically saves information regarding your debit or credit card, or other mode of transaction. It is a very convenient method for safe transaction while shopping physically or even online. It is very easy to use as well, especially if you have opted for contactless payment.
Apple Pay allows users to pay for products and services such as Uber rides, movie tickets, food delivery, and more via a variety of contactless and digital methods. After signing in it is up to you which card you would select for the payment. No limit has been set for the payment, unless it’s the shopkeeper who has set the amount limit.
Wide range of Apple Pay users belongs to US, whereas other countries have Apple Pay but only few businesses provide this option.
CAN YOU GET CASHBACK WITH APPLE PAY?
When you are using the mode of online payment you always get certain cashbacks or rewards. With Apple Pay you can get cashbacks as well. You can get up to 6% of cashback which is calculated depending on your total payment. Some stores also offer rewards and discounts for using Apple Pay as mode of payment. If your bank offers cashback for paying with a bank card, you can get cashback with Apple Pay.
HOW MUCH CASHBACK CAN YOU RECEIVE ON APPLE PAY?
Customers who pay using Apple Pay often earn only 1% cashback. If you pay with an American Express card with Apple Pay, you can get a larger cashback of roughly 6%.
For gasoline purchases 3%, for restaurants you will get up to 5%. For transportation and paid parking, you can get up to 3%. For grocery shopping based on how huge your total is you can get up to 6%. You can also receive 3% cashback on all of Apple products purchases.
HOW CAN YOU GET CASHBACK WITH APPLE PAY?
Customers can use an Apple card to collect cashback in their Apple Pay account whenever they make a purchase in the business. If the stores accept Apple Pay, they earn cashback.
Customers who link their credit or debit card to an Apple Pay account can also earn cashback. Your bank card information must be linked to your Apple Pay account. When you pay with an American Express card at the counter, you will earn cashback.
HOW CAN YOU USE YOUR CASHBACK?
You can even get cashback with the pay card on certain transactions and items, even if the Apple Pay card isn’t accepted. The Apple Pay card, unlike other sorts of cards, is limitless and offers payback via a deposit to your Apple Wallet. You can use the money in any way you choose once it’s been deposited.
CONDITIONS FOR USING APPLE PAY
- The retailer must provide the option of cashback.
- Apple Pay must be accepted as a payment method.
- It is necessary to link your credit/debit card.
- Customers must have or use an Apple card or link their debit card to an Apple pay account.
- They can obtain payback in the United States if stores use Apple Pay.
- Cashback will only be given to customers if the shop gives it.
You can go to Apple Support site where you can find out if your country/city supports Apply Pay or not.
Until next time, with another topic. Till then, Toodles.