Apple Pay was first introduced back in 2014 and in no time became one of the most popular Apple Products. Apple Pay is a service that offers various contactless and digital ways of making payments for goods and services. When we do card payments, most of the time we get cash back on our purchases. And obviously, when we are switching to Apple Pay we also expect the same: Can you get cash back with Apple Pay? Let us dive deep into this topic and get to the bottom of our most asked questions. Let’s get started!
Can you get cash back with Apple Pay?
Yes, if the below-given conditions are met, you can receive cashback with Apple Pay.
- Apple Pay must be accepted as a payment method at the store in question. Fortunately, more than 85% of US retailers accept Apple Pay.
- Your cashback-rewards-offering debit or credit card has been linked to your Apple Pay account.
- Depending on the retailer where you make your purchase or the card you choose to use, you may also be eligible to get additional cashback incentives. In fact, some cards provide you more benefits if you use Apple Pay to pay rather than tapping a physical card.
- When approaching the cashier, keep an eye out for the Apple Pay sign.
Can I get cash back with Apple Pay at any store?
You need to make sure the retailer accepts Apple Pay as a form of payment before you enter the store. Although Apple Pay has become very popular, not all businesses have yet embraced this technology. You may look up a business’s Apple Pay acceptance policy online or by calling the establishment in advance. As an alternative, when you get to the store, search for the Apple Pay icon close to the cash register.
The merchant must give customers the option of receiving cash back in addition to Apple Pay. It’s not a given that all vendors will offer this function, despite the fact that many large retail chains and grocery stores offer cash-back services. Retailers including Walmart, Target, Safeway, and King Soopers frequently provide their consumers with cash back in some manner. It is crucial to check that the retailer you select accepts both Apple Pay and cashback programs.
Where Can You Get Cashback with Apple Pay?
You can get cashback benefits using Apple Pay in a number of different places. For instance, buyers who use Apple Pay and an Apple Card receive a 2% daily reward. When making purchases at the Apple store, this amount rises to 3%. Additionally, Apple Card is extending its 3% reward promotions for purchases made at the following merchants using Apple Pay:
- Nike
- T-Mobile
- Walgreens
- Panera Bread
- Uber Eats
- Exxon
- Duane Reade
- Mobil
It’s simple to receive Apple Pay cashback at the register, and your funds will be sent to your Apple Wallet right away. The Wells Fargo Cash Wise Visa Card is another credit card with Apple Pay benefits. You can earn 1.8% on net purchases made with a digital wallet for the first 12 months. This goes beyond the existing 1.5% discount offered for regular purchases.
Until next time, with another topic. Till then, Toodles.